The Great American Do-It-Yourself Retirement Fraud, Brought to You By Big Finance & Co. | Alternet

"No one less than John Bogle, the founder of the Vanguard Group, might come forward to declare the American way of retirement savings “a train wreck” — but no matter. A train wreck for you and me is a gravy train for the financial services sector. And in the United States, they are the only group that matters."